Designing a global merchant on record service at Paystack

Designing a global merchant on record service at Paystack

Designing Passport at Paystack — creating a seamless experience that helps businesses expand and operate across borders.

Designing Passport at Paystack — creating a seamless experience that helps businesses expand and operate across borders.

Product Design

Project Overview

Company: Paystack

Industry: Fintech

Product: Passport

My Role: Product Designer


Context

Selling across borders is harder than it sounds.
Today, If a business in Nigeria wants to sell to customers in the US or UK, It requires setting up legal entities, navigating local compliance, and supporting unfamiliar payment methods (complexity that quickly becomes a barrier to growth).

At Paystack, we set out to remove that barrier with Passport — a product that enables businesses to sell globally without a local presence. By acting as the Merchant of Record, Paystack handles compliance, local payment methods, and chargebacks, allowing businesses to focus on selling.


My Role

I designed the onboarding experience for existing Paystack merchants, enabling them to activate Passport directly from their dashboard and expand into new markets without restarting onboarding.

Balancing clarity and speed

The onboarding needed to:

  • clearly explain what merchants are signing up for

  • handle legal and compliance requirements

  • support multi-country configuration

while still feeling fast and easy to complete.

A page showing merchants what the product offers them and what they need to start using the product


The landing page was designed to clearly communicate Passport’s value while setting expectations for the onboarding process through visible setup steps.


Onboarding

The onboarding experience was structured into three key steps:

  • Agreement

  • Market selection

  • Fees review

This structure provides clarity while minimizing friction.

The agreement is long and unavoidable.

To reduce friction, a “Jump to sign” option was introduced, allowing merchants to quickly navigate to the signature section after reviewing the terms.


Selecting markets and payment methods

Designed for completeness by default.

When merchants select a country, all available payment methods are enabled by default.
This ensures they don’t miss critical options during setup, while still allowing them to review and customize based on their needs.

Overview

To simplify financial visibility, the overview surfaces key metrics; balances, total funds collected, and recent activity — allowing merchants to quickly understand their Passport performance.



Responsive by design, not as an afterthought

All flows were thoughtfully adapted for mobile, prioritizing clarity, hierarchy, and ease of navigation on smaller screens.


My learnings

I learned a lot while working on this project, from learning so much about regulatory and compliance requirements, to collaborating with multiple teams and dealing with feedback and change of scope while maintaining excellence. This was an interesting project to work on and i'm glad i got to contribute to infrastructure that expands opportunities. Here are some other lessons i learned:

  • Clarity and trust go hand in hand
    In high-stakes flows involving legal and financial decisions, clear context and transparency are just as important as usability.

  • Thoughtful defaults and small interactions reduce friction
    Enabling key options by default and introducing features like “Jump to sign” help minimize decision fatigue and make long, necessary steps feel more manageable.

  • Reducing friction isn’t about removing complexity
    Some constraints are unavoidable — the role of design is to structure them in a way that feels clear and manageable.

  • Fall in love with the problem, but don’t get too attached to the solution.


Team

Design Lead: Dara Assim-Ita

Product Designer: Hannah Olaniyi

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